Portuguese NIF and bank accounts, opened remotelyAs featured in SIC Notícias and Público
A Portuguese account cannot open until you hold a NIF, and neither is arranged from abroad on your own. We do both, while you stay where you are.
What lands in your inbox
Your Portuguese NIF
Official Finanças document
3 to 5 business days
Your Portuguese IBAN
Debit card and online banking
1 to 3 weeks
Pay, upload two documents, and you are done
The D7 asks for proof of funds in a Portuguese account, and that account cannot open until you hold a NIF. They arrive in a fixed order.
And it does not end at the visa. Leases, utilities and phone contracts all ask for a NIF. Even a D8 applicant, who never has to show funds here, needs one to rent a place to live.
The consulate date is the one thing you cannot move.
Your funds have to be sitting in a Portuguese account on the day you apply. Everything else in the file can run in parallel. This cannot, because the account waits on the NIF.
The rules were written for people who already live here.
01
Non EU residents have to appoint a tax representative living in Portugal before a NIF can be issued. You cannot appoint yourself.
Going direct
02
Portuguese banks are built around people who already live here. What changes the answer is the relationship: we work with banking partners who serve incoming residents.
How ours opens
Two requirements, one way through: someone here who can act for you, and a bank that already works with us.
Patrícia Viana
Founder, Alttavia Relocation · Ordem dos Advogados, Portugal · OAB, Brazil · Postgraduate, administrative and tax litigation
Alttavia Relocation was founded by Patrícia Viana: admitted in Portugal and Brazil, postgraduate in administrative and tax litigation, 800+ immigration cases. When Portuguese immigration makes the news, SIC Notícias and Público call her.
Nothing is outsourced. The people who take your file answer for it, in Portuguese, from Lisbon.
5 minutes
Choose your package, then upload your passport and proof of address in the same flow. Nothing to print or post.
You do nothing
We become your tax representative, file with Finanças, and build the bank file in Portuguese.
NIF in 3 to 5 business days
Your NIF in 3 to 5 business days. IBAN, card and online banking in 1 to 3 weeks.
The tax number, filed for you.
€149
Delivered in 3 to 5 business days
Both, in the right order, from one checkout.
€497
€548 separately · save €51
Already have a NIF? This one is yours.
€399
IBAN in 1 to 3 weeks
Moving as a couple? 2 NIFs plus a joint account for €597. Children’s NIFs on request.
Couple package · €597These are our turnaround times. Finanças, the banks and every public body keep their own schedule, and we tell you the moment one of them moves.
Who actually files it
Online NIF services
A “partner network” you will never meet
Alttavia
The firm you signed the power of attorney with
If Finanças stalls
Online NIF services
A support ticket
Alttavia
A founder with postgraduate training in administrative and tax litigation
Tax representation
Online NIF services
Sold separately, or bundled at four figures
Alttavia
12 months, included in every package
The bank account
Online NIF services
Not offered, or a referral
Alttavia
Opened with our own banking partner
After you arrive
Online NIF services
Goodbye
Alttavia
The same team handles your residency, AIMA and taxes
NIF and bank account
She went above and beyond to assist me, helping me obtain my NIF number and open a bank account. Patricia’s deep knowledge of Portuguese immigration laws was invaluable, guiding me through the process with clarity and ease.
Hendranus Vermeulen
Google Review
D7 visa application
When we handed our application binder to the consular officer, he smiled and said, “This will be easy.” After reviewing everything, he added, “You must have had help.” That moment alone spoke volumes about the quality of Patricia’s preparation and guidance.
Jamieson Shea
Google Review
12 months included, letters forwarded, Portal das Finanças password sent on.
Filings, compliance and follow up, all handled in Portuguese.
One secure checkout. Documents uploaded in the same flow, encrypted.
These are our turnaround times. Finanças, the banks and every public body keep their own schedule, and we tell you the moment one of them moves.
Yes. Leases, utilities and phone contracts all need one. Every residence visa route, D8 included.
With a valid passport and proof of address, a NIF is issued. What varies is how fast.
No. We act under a limited power of attorney and handle every step here.
No. You pay, you upload two documents, and that is the last thing we need from you.
Novo Banco, one of our banking partners. They serve people who have not moved yet and accept a file opened under power of attorney.
NIF in 3 to 5 business days. Account in 1 to 3 weeks. These are our turnaround times. Finanças, the banks and every public body keep their own schedule, and we tell you the moment one of them moves.
A Portugal resident who receives your tax correspondence and Portal das Finanças password. It is what makes a remote NIF possible. Twelve months are included, and you can drop it once you move. Renewal is €99 a year, optional.
It adds paperwork, and we handle the paperwork.
Limited in scope, covering only these acts. You get the full text before signing, in English and Portuguese.
All nationalities for the NIF. Bank policies vary, and we tell you before you buy if yours is one we cannot serve.
Passport and proof of address. For the bank, proof of income or source of funds.
Yes: €399.
